How it works
Pre-launchFrom your transactions to your questions, in five steps.
No magic: a chain of processing whose every link is visible in the interface.
The journey of a transaction
שופרסל דיל-215.00 ₪
Step 1
Your transactions arrive in Expaly
At launch, your accounts will be able to sync securely. That connection is not open to the public yet: today, imported statements serve to validate the processing during the beta.
Nothing in Expaly can pay, transfer or move money. The product reads; it does not act.
- Original bank label
- שופרסל דיל
- Amount
- -215.00 ₪
Step 2
Expaly normalises
Each source has its own format, dates, signs and rounding. Everything is brought to a single model: a date, an amount with its currency, an account, a status, and the original label kept intact. Duplicates between two overlapping sources are dropped.
The original label is never rewritten. It is the evidence.
- Original bank label
- שופרסל דיל
- Amount
- -215.00 ₪
- Date
- Thursday 9 July 2026
- Account
- Visa card
- Status
- Posted
Step 3
Expaly identifies
On that clean base the engines work: the merchant behind the label, the category, recurring series, the subscriptions derived from them, amount changes, and operations outside your habits.
Every produced value carries its source, its confidence level, and the rules version that produced it.
- Original bank label
- שופרסל דיל
- Amount
- -215.00 ₪
- Date
- Thursday 9 July 2026
- Account
- Visa card
- Status
- Posted
- Understood as
- Shufersal
- Category
- Groceries
Step 4
You understand, and you correct
A proposed reading is shown as unverified: its own tint, a dotted underline, a confidence gauge. You confirm, and the mark disappears. You correct, and Expaly remembers the correction.
Confirming removes an uncertainty mark — it does not add a badge.
- Original bank label
- שופרסל דיל
- Amount
- -215.00 ₪
- Date
- Thursday 9 July 2026
- Account
- Visa card
- Status
- Posted
- Understood as
- Shufersal
- Category
- Groceries
- Commitment
- Part of a recurring debit (monthly)
- Explanation
- Shufersal, classified as “groceries”.
Step 5
You ask your questions
The assistant answers on your spending, your subscriptions, your recurring payments and your unusual operations, from your data only — and tells you when a question is beyond what it can do.
Deterministic answers: no language model, no financial data sent to an external service.
How much did I pay in bank fees?
+10%A single operation over the period covered: the account management fee.
Example on synthetic data.
Where bank connection stands
Expaly's architecture provides for Open Banking synchronisation, and synced data will follow exactly the same path as imported statements. No institution is announced and no real connection is live to date: we will name banks only once support has actually been verified.
The day the bank connection opens, you will know.
Join the waiting list and we'll write when your turn comes.